Elementor #7543

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  • Completely Online Opening Process.
  • Get up to 7%* interest p.a. with ActivMoney.
  • Paperless Process – no paperwork, no hassle!
  • Instant Virtual Debit Card & Credit Card Against FD.
  • No charges for non-maintenance of balance.
  • 24/7 access through the Kotak 811 App and Internet Banking.
  • Free digital transactions like NEFT, IMPS, UPI, Pay your contact, Scan & Pay.

Account Opening – Free

Non-maintenance – No charge

Average Monthly Balance – Zero

Debit card virtual – free

Funds Transfer – NEFT / RTGS (Nil Charges) / IMPS (Through Internet & Mobile Banking)

Annual Fee – Nil

Physical Debit Card – ₹299

Image Debit Card – A onetime image fee of ₹235 and an annual fee of ₹299 inclusive of all taxes.

Card Replacement Fee – ₹299

Foreign Exchange Mark-up – Fee 3.5%

ATM Charges (after free transactions)-

  • For Financial Transactions: Rs.21
  • For Non-Financial Transactions: Rs.8.50 on domestic ATMs of other banks

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